What type of notice signifies knowledge of ownership of real property through documentation like title insurance?

The correct answer is Constructive Notice. This concept refers to the legal presumption that information is available to a person through public records or other formal documentation. When someone has access to information that is filed in public, such as title insurance or property deeds, they are considered to have "constructive notice" of that information.

In the context of real property ownership, if documentation is recorded, it is assumed that anyone purchasing property or interested in it has knowledge of its details. This ensures that buyers do their due diligence and check public records before making any property transactions. Since title insurance is associated with formal documentation that proves ownership and other related claims, it falls under the umbrella of constructive notice.

This understanding is critical in real estate transactions to ensure that all parties are aware of existing liens, easements, or other claims against a property. In contrast, the other types of notice like equitable, actual, and implied have different implications regarding awareness and knowledge of property rights, with actual notice requiring direct knowledge and equitable notice addressing rights that arise from fairness and justice, rather than legal documentation.