What term refers to the entire chronological record of a property's ownership?

The term that refers to the entire chronological record of a property's ownership is "Chain of Title." This concept involves the historical sequence of transactions and transfers associated with a particular piece of property, detailing who has held ownership over time. Understanding the chain of title is critical in real estate transactions because it provides insight into the legitimacy of ownership and can help identify potential disputes or claims against the property.

A "Certificate of Title" is a document that certifies the legitimacy of the property's title but does not encompass the entire chronology of ownership. "Cloud" typically refers to a claim or potential claim on the title that may pending issues, which creates uncertainty regarding ownership. "Collateral" relates to assets pledged as security for a loan, which is not directly related to property ownership records. Therefore, "Chain of Title" is the most accurate term for describing the complete historical record of property ownership.