What is the purpose of a title search?

The primary purpose of a title search is to conduct an examination of public records to check for any clouds on a title. A cloud on a title refers to any claim, lien, or encumbrance that may affect the ownership or transferability of the property. This search is crucial during real estate transactions, as it ensures that the property being bought or sold has a clear title, free from legal issues that could arise from outstanding liens or disputes over ownership. By verifying the chain of title and identifying potential issues, a title search protects both the buyer and the seller, ensuring a smoother transaction process and safeguarding against future legal complications related to property ownership.