What federal law prohibits discrimination in housing based on race?

The Civil Rights Act of 1866 is the federal law that explicitly prohibits discrimination in housing based on race. This law was one of the earliest pieces of civil rights legislation in the United States and is significant as it affirmatively granted all citizens the same rights to buy, sell, and convey property regardless of race. It laid the foundational legal framework that aimed to dismantle racial barriers in housing and property ownership.

Understanding the context of the other terms is essential. Collusion refers to a secret agreement or cooperation between parties for fraudulent purposes, and it does not pertain to housing discrimination. The term "Color of Title" relates to the ownership of property and the legal circumstances surrounding it, but it does not specifically address discrimination. Commingling pertains to the mixing of funds or properties belonging to different parties and does not connect to the issue of discrimination in housing rights based on race.